Why Buy?

Buying a home is one of the biggest investments you will ever make. If you are a first-time home buyer, you may be wondering if it is even the right thing for you to do. Generally, there are a few good reasons to buy that you should consider:

Personal Fulfillment – Home ownership is an investment in your future. It is the American Dream. Owning your home gives you a sense of pride, stability and security.

Raise a Family – Owning your own home gives you a place to have a yard, a dog, and a safe, secure place to raise children.

Make it Your Own – When you own your home, you can paint the walls your favorite colors or plant a lovely garden.


Tax Advantages – Home ownership is a great tax shelter. Mortgage interest and property taxes are fully deductible, which can lower your taxes.

Build Equity – Each time you pay your mortgage, part of it is applied towards the principal balance, thereby reducing your financial obligation. As you pay down the principal, over time, your home value should go up.